Terms of Service

1. Introduction

Welcome to OmniaGo, operated by OMNIA GO LTD ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at https://omniago.co.uk and our AI-powered mortgage intelligence platform (together, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Company Information

3. Description of Service

OmniaGo provides an AI-powered mortgage intelligence platform designed to assist mortgage brokers and financial professionals with document analysis, case management, and compliance automation.

Our Service includes but is not limited to document processing, AI analysis, case management tools, and related professional services for the mortgage and financial services industry.

4. User Accounts and Registration

To access certain features of our Service, you may be required to register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

5. Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Upload or transmit malicious code or harmful content
• Attempt to gain unauthorized access to our systems
• Use the Service to spam or harass others
• Reverse engineer or attempt to extract our proprietary algorithms

6. Payment and Billing

Certain features of our Service may require payment. By providing payment information, you agree to:

• Pay all applicable fees and charges
• Provide accurate and complete billing information
• Update payment information as needed
• Accept that fees are non-refundable unless otherwise stated

We reserve the right to change our pricing at any time with reasonable notice to existing customers.

7. Intellectual Property

The Service and its content, features, and functionality are owned by OMNIA GO LTD and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You retain ownership of any content you upload to our Service, but you grant us a license to use, store, and process such content solely for the purpose of providing our Service to you.

8. Data Protection and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

We implement appropriate security measures to protect your data, but we cannot guarantee absolute security of information transmitted over the internet.

9. Disclaimers and Limitations of Liability

Our Service is provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

To the fullest extent permitted by law, OMNIA GO LTD shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

Our total liability to you for any damages shall not exceed the amount you paid to us in the twelve months preceding the claim.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms.

You may terminate your account at any time by contacting us at hello@omniago.co.uk. Upon termination, your right to use the Service will cease immediately.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last Updated" date.

Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us: